Their query of whether I was on the right track for the retirement I wanted made me think, well if they mean do I have enough fabric, wool, baking ingredients and free time to potter around doing what I want in my autumnal years, then yes, I am definitely on the right track.
Of course, that's not what they meant at all. Their question had far more boring connotations and was obviously financially loaded. Normally I file anything like this in my "still a spring chicken, can't be bothered dealing with that now so I'll look at it later" pile then in a few weeks bin it thinking "plenty of time left to think about that".
Only this time, seeing my retirement age of 55 in black and white it suddenly didn't seem that far away, so I had a read.
According to the paperwork my fund will be worth a nice amount by 2022 and I can do 3 things with it. Take is as a one-off payment, take regular payments from the fund or get a regular income for the rest of my life.
I've worked out that if I opt for an income for the rest of my life I'd have to live until I was well over 100 to get my lump sum back. With my medical history and the none too life changing monthly income being predicted I think I will live dangerously and take the whole lot.
Decision made for now, I've filed it under "done and dusted". I do love my simple filing systems :). Now I'm getting back to practicing retirement which today has included knitting and wandering around the garden admiring my sweet peas.
So, who's still young enough to file anything like this in a 'deal with later' pile, who's fast approaching retirement like myself and needs to start thinking about this sort of thing and who's already there and enjoying every minute of it?