Wednesday, 19 June 2013

Our money is going nowhere!

The weather has been beautiful today so we decided to visit Teignmouth, a quaint little seaside town only a 10 minute drive down the road. It was absolutely beautiful. Thomas doesn't like sand between his toes but Amy went for a paddle.
And we all tried a bit of crab fishing off the pier. We forgot the bait though and the only thing I had was a packet of haribo sweets.  They obviously didn't like them as we didn't catch anything!
We've had lunch in the cottage every day so we decided we'd eat out today. We stopped at a lovely cafe on the promenade and ordered 2 bottles of water, a milkshake and a ginger beer plus a prawn baguette, 2 tuna sandwiches (one with a side order of chips) and a gingerbread man. The total cost was £28! The sandwiches came with a little side salad and a handful of crisps, but at the end of the day, to me, a sandwich is a sandwich is a sandwich. 

Obviously we could have chosen not to eat there, but it was a lovely setting with a great view of the promenade and sea. I've mentioned it because I'm realising on this holiday just how out of touch I am with how much it costs to eat out and wondered what you all thought. Would you find £28 for 3 sandwiches, a gingerbread man and 4 drinks expensive or not?  Thankfully we don't have lunch out on holiday very often!

Our evening meals are also averaging out at about £50-£60 every night. Amy is no longer classed as a child and prefers the choice on the adult menu anyway, so we're buying for 3 adults and a child.  We very rarely have starters and we never order desserts. The drinks really seem to bump up a bill though; 2 each and you can be looking at £15-£20 before food even comes into it.

All this talk of money leads me nicely onto spending money for the kids.

Every month I put £10 each in the bank for Amy and Thomas. This is for their spends when we go on holiday or the odd weekend away. I do this for several reasons:

1. I think it gives them a value of money and how to manage it. It's really interesting to see them deliberate over what to spend it on when it's coming out of their own purse and wallet.

2. We don't seem to accumulate as much 'plastic rubbish' when they've got to pay for it themselves.

3. It's hard to keep track of what they're spending when I keep dipping my hand into my purse. I've come to realise it's probably a lot more than if they're given their own spends to be in charge of.

4. The £20 isn't missed too much and it's one less holiday cost that needs to be found.

5. I've done this for 3 years now and there's always money 'rolled over' for the next year. So it's a way of saving a little bit for them as well.

This is what they decided to do with their money today.

A diving mask and snorkel for Thomas. He soon got the hang of this and stayed underwater in the pool for ages.
And a couple of notebooks for Amy.  She's a budding author and is constantly making notes for new stories.
I've typed all this while sitting outside in sun, chatting to Mark and watching Thomas play with his friends.  As they say, the best things in life are FREE! 


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